Trying to apply for a auto loan but was told that my credit history is limited, what are my options?

dondizzle404 asked:

I recently tried to apply for an auto loan, the finance dept. told me before they submitted the loan app that my credit score was decent but my credit history is limited and that may cause me to be denied the loan. What can I do about that? I previously paid off an auto loan from a credit union in which I had a cosigner but want to do it this time by myself. Should I try to used them for the new loan since we have history?

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