When getting a personal loan, figure out how much money is needed, look at all options and have an end date to the payment. Get a personal loan without being talked into a credit card by following advice from a financial consultant in this free video on personal finance and loans. Expert: Carrie Kukuda Contact: www.wearehdtv.com Bio: Carrie Kukuda has a business administration degree, and was branch manager of a community bank. Filmmaker: Christopher Rokosz