How hard is it to get a auto loan ?

Jacob asked:

The lease is up on my vehicle, and I need to get into a new auto loan (or lease). The car I am looking at has a sticker of 22,000.00 My credit score is about 630-640 and the person who is co-signing with me is about 660-670. I am not sure if I am going to put a down payment (if so it will be a low one). Is it going to be easy or difficult for me to get a loan in this economy? Any ideas?

Low interest auto loans

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