How do you refinance an auto loan?

belle asked:

I don’t know the specifics of the loan (it’s my boyfriends), but he purchased a vehicle around October of last year. He had never had an auto loan before and had little credit history, so his interest rate was fairly high. His loan is through a credit union. I know he has had one late payment.
Knowing this, does anyone have any recommendations on refinancing? We don’t know a thing about it, but we do know that gas is too high not to consider it!
Thanks!

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