Monthly Archives: January 2013

When Do I Need CMHC Mortgage Insurance?

If you are thinking about applying for a home mortgage, you may be doing a lot of research. You may be visiting http://mortgagerates.ca to learn more about the loan programs available and to see which lenders and mortgage brokers offer the best rates. You may also be using mortgage payment and affordability calculators to determine…

How Does a Consumer Proposal Affect My Credit Score?

If you feel burdened by high debt balances and unmanageable monthly debt payments, you may be researching how a consumer proposal may benefit you. This is a type of debt management contract that your proposal’s administrator will negotiate on your behalf. The administrator will work with your creditors to renegotiate your debt balances and payments….